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Published in: Journal of Family and Economic Issues, Vol. 30, No. 2, 2009.


Remittances by immigrants and temporary workers of Indian origin in industrialized countries are a growing part of India’s economy. In this exploratory study we examine the social and economic characteristics affecting the remittance pattern of working households (or families) of Indian origin residing in the United States. As most previous studies have been undertaken at the macroeconomic level, our main contribution lies in identifying the household level factors that may influence remittances. Using an online and a mail-in survey of 39 households we find some of the significant factors affecting remittances. We also validate some of the remittance related policies of the Indian government.

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